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One-Stop-Shop Connectivity Hub

There's a better way to know your customers and assess risk. Discover how you can achieve even greater efficiencies in your
KYC, risk and compliance workflows, with CRIF Gateway. Using this innovative connectivity engine, Banks, Credit Providers and Credit
Unions can simultaneously search multiple data sources (and credit bureaus), to access a cleaner, more user-friendly,
single view of a loan applicant, individual or company.

Connectivity Hub

Intuitively, CRIF Gateway automatically removes duplication of content to deliver a single consolidated view of
data from different data sources. This lets your team search, compile and automatically analyse a
result from multiple credit bureau's in seconds. The benefits in terms of time, cost and process transformation are far-reaching.
Enjoy significant workflow efficiencies, task elimination, streamlined processes and
overall reduction and draw of organisational resources, all from one solution.

CRIF Gateway In Action - Credit Bureau Searches

By optimising workflows and automatically removing duplication at each stage of a Credit Bureau search,
CRIF Gateway delivers significant savings and minimises manual searching, processing time, and
the overall compliance draw on an organisation's resources. Here's an example of the solution in action...

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Remove Duplication & Embrace Efficiency

Whether you are a large financial institution with multiple branches and want to reduce costs
by preventing multiple enquiries on the same subject by different branches on the same day,
or a small financial institution looking for a simple loan application and or decision tool
offered as-a-service on a per-click basis, CRIF Gateway is the right tool for you.

FASTER, LOW-COST CREDIT BUREAU SEARCHES

Save on the cost of multiple searches on the same subject,
access multiple data sources from one location, and enjoy a cleaner,
user-friendly, single report on an individual or company.

Using CRIF Gateway results in significant savings in processing
time, duplication of content and allows for a more informed
faster decision.

CRIF Gateway gives user access to multiple data sources from
one location based on logical flows, and can be customised to
include further datasets in your risk assessment processes and
systems with ease.

Datasets Included in CRIF Gateway include the...

  • - Central Credit Registry (CCR), leaving a footprint.
  • - Irish Credit Bureau (ICB)
  • - Vision Net Credit Reports (Business and Consumers)
  • - Insolvency Service of Ireland (ISI)
  • - Bankruptcy Service
  • - The Bad Debt Judgement Registry
  • - Disqualified and Restricted Persons Registry
  • - Business Ownerships
  • - Directorships if applicable
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SATISFY LEGAL REQUIREMENTS

  • Any CCR search conducted through CRIF Gateway will leave a
    traceable digital footprint on that database which will ensure
    compliance with Section 14 of the Credit Reporting Act
    (Duty to access information on Register).

Automating CCR Compliance

Embrace efficiency. Fast-track on-boarding and risk assessment processes by up to 60%
and allow your team enjoy fast, clean, automated CCR checks.

AUTOMATED DECISIONING

  • The resulting report / data can be interpreted by Strategy One
    (decision engine) to automatically recommend the appropriate
    next steps.
  • Rules can be defined by the user and customised to their
    workflows. This means significant savings are not only achieved
    when running initial searches; but with the power to automatically
    analyse the resulting report based on your current risk policy,
    the entire process can be automated to produce a highly
    customised data feed for your system and/or users.
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This powerful decisioning tool is available via API with data being returned in XML or PDF as required.
For Further information on Strategy One simply click here.

WHO SHOULD USE CRIF GATEWAY

Any Lender who is required to query the CCR...

  • - Asset Finance Houses
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  • - Banks
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  • - Credit Unions
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  • - Firms who acquired loan books from an Irish Bank
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  • - Licensed Moneylenders
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  • - Local Authorities
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  • - NAMA
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Provided they are eligible to do so, i.e., respectively, they qualify as a CIP (Credit Information Provider) according to the
Credit Reporting Act, and they are a member of the Irish Credit Bureau. The CRIF Gateway accesses these databases on
behalf of the lending organisation; charges for the data consumed with the data providers stay with the enquiring organisation.

To Find Out More About How CRIF Gateway Can Help You

Why not chat through your requirements with one of our
Credit Bureau Search Specialists today on Tel: 01 903 2660.